Shopping for a home is one of the most exciting things you will do in your life. Chances are good you are putting most of your thought and energy into finding your dream home: the right layout and features, and a beautiful design inside and out. But you should not overlook the importance of choosing a lovely home in the right area. Here are some questions to ask as you shop.

1. 1. How close is it to where you work? Let’s say you found your dream home, but it is an hour and a half away from a job you intend to remain at for many years. Then, perhaps, you found another home that is not quite as perfect, but it is just thirty minutes from your workplace. Which do you choose? Many people would take their dream home, figuring they can stand the commute. But after a few years, a long commute can really erode at your feelings for your home. You should strongly consider picking a home that minimizes your commute.

1. 1. How are the schools? If you have children or plan to, make sure that you are buying a home in a great school district.

1. 1. Is the neighborhood safe? How would you feel going out for a walk after dark in the neighborhood where you are home shopping? How would you feel about your kids running around outside unsupervised? It is worth it to pick a safe neighborhood, even if it means paying a little more.

1. 1. How quiet is it? Noisy streets or neighbors may drive some homeowners crazy, while leaving others un-phased. You will need to decide whether the neighborhood will be quiet and peaceful enough for you to live happily.

1. 1. Do you like the aesthetics of your surroundings? Depending on your budget, the appearance of the neighborhood may be one area where you end up compromising. When you are in your home, after all, you do not have to look outside, so you may be able to be contented even in a neighborhood you consider unattractive. If you like to spend a lot of time out in your yard though, or if you are seeking pleasing views through large windows, it may be worth it for you to choose a neighborhood that is as beautiful as the home you are purchasing.

1. 1. Is there a micro-climate? You probably already are familiar with the overall climate where you are shopping for a home. But have you considered the impact of micro-climates? Depending on the exact spot where a house is situated, average temperatures could be a bit warmer or cooler than they are for other homes, sometimes even in the same neighborhood. If you want to save on your heating and cooling costs and live as comfortably as possible throughout the year, you may want to be highly selective with respect to this criteria.

1. What will happen with this area in the future? All of the things we discussed above have to do with assessing the neighborhood where you will buy a home as it exists presently. But it is important to keep in mind that change is a constant. Try and research the real estate market and zoning regulations for the area. How likely is it that developers might move in? Could a neighborhood that is quiet and open today end up becoming crowded with buildings and people a few years down the road? Keep in mind that future real estate development can also impact the value of your property. On one hand, it is good for your investment for the value of your property to climb. But on the other hand, it can cause your property taxes to rise as well.

Find the Right Mortgage for Your Home Purchase

Now you know more about choosing the right area for your new home. The next step you will need to take is to start shopping for the right mortgage. Mortgage Consultants Group can assist you in Rancho Cordova or anywhere in California. To schedule your consultation now, please give us a call today at (916) 669-1682.

Rancho Cordova is a city located in Sacramento County, California. It offers a vibrant and diverse community that comes with plenty of opportunities for both residents and tourists. Read on to discover some of the reasons why you should consider moving to Rancho Cordova.

5 Reasons Rancho Cordova Should Be Your Next Home

1. Move to Rancho Cordova for Its Thriving Economy. Rancho Cordova has a thriving economy, with a large number of companies and businesses operating in the city. The top employers in the area include Dignity Health, VSP Global, and Aerojet Rocketdyne, among others. This means that you’ll have plenty of job opportunities if you’re looking to move to the area. The city also has a business-friendly environment, with low taxes and a streamlined permitting process. This has attracted many companies to the area, and it’s no surprise that Rancho Cordova is one of the fastest-growing cities in California.
2. Move to Rancho Cordova for More Housing Opportunities. Rancho Cordova has a range of housing options to suit different lifestyles and budgets. From single-family homes to apartments and condos, you’ll find something that suits your needs. The city also has a low cost of living compared to other cities in California, making it an affordable place to live. In addition, the city has a good mix of urban and suburban areas, so you can choose to live in a bustling neighborhood or a quiet suburb, depending on your preferences. The housing market in Rancho Cordova is also competitive, so you’ll need to act quickly if you find a property you like.
3. Move to Rancho Cordova for Quality Education. Rancho Cordova has some of the best schools in the state, which is great news if you’re a parent. The Folsom Cordova Unified School District serves the area, and it has a range of public and private schools that offer quality education. There are also several universities and colleges in the greater Sacramento area, including California State University Sacramento, which is just a few miles away from Rancho Cordova. This means that you’ll have plenty of options if you’re looking to further your education or enroll your children in college.
4. Move to Rancho Cordova for Its Recreation Opportunities. Rancho Cordova has plenty of recreational opportunities for residents and visitors alike. The city is home to the American River Parkway, which is a 23-mile trail that runs along the American River. You can hike, bike, or jog along the trail and enjoy the beautiful scenery. The city also has several parks, including Hagan Community Park, which has sports fields, picnic areas, and a playground. There are also several golf courses in the area, such as the Mather Golf Course and the Cordova Golf Course.
5. Move to Rancho Cordova for Its Rich Culture. Rancho Cordova has a rich culture that reflects its diverse population. The city hosts several cultural events throughout the year, such as the annual International Festival and the Rancho Cordova Fourth of July Celebration. The city also has a vibrant arts scene, with local artists showcasing their work in galleries and exhibitions. You can also catch a performance at the Harris Center for the Arts, which is located in nearby Folsom.

Conclusion

Rancho Cordova is a wonderful place to live, work, and play. With a thriving economy, affordable housing, quality education, and plenty of recreational opportunities, it’s no wonder that so many people are moving to the area. Now, if you’re considering a move to California, make sure to check out Rancho Cordova and see what the city has to offer.

Contact Mortgage Consultants Group Today!

Do you need help purchasing a home in Rancho Cordova? Mortgage Consultants Group is here to help you find the perfect home, contact us at (916) 669-1682. With over 29 years of experience and flexible financing options, we can make your homebuying or refinancing dreams happen. Don’t wait–reach out to our friendly loan experts now!