Living in Rancho Cordova

If you are moving to Rancho Cordova, you are probably wondering what it will be like to live in this city in the Sacramento Metropolitan Area.

In this post, we will go over the cost of living in Ranch Cordova, employment, education, weather, leisure and entertainment, and more. As you will discover, this is a cost-effective area that is offering great opportunities.

Cost of Living in Rancho Cordova CA

What is the Cost of Living in Rancho Cordova?

Rancho Cordova is quite an affordable city to live in. For data on the cost of living, we can take a look at Sperling’s Best Places.

Sperling’s has an index for cost of living where the US average is 100. If a rating is above 100, it is higher than the US average cost of living. If it is below 100, it is lower than the US average cost of living.

On that index, Rancho Cordova’s overall rating for cost of living is 121.2. But to put that in context, you need to look at the rating for California as a whole, which is 149.9. That means that as California communities go, Rancho Cordova is incredibly reasonable.

Sperling’s offers more information in the form of a breakdown across different categories. Groceries, housing, utilities and transportation in Rancho Cordova all are more affordable than they are for CA as a whole. Utilities and healthcare are also more affordable in Rancho Cordova than they are for the US on average.

Housing Cost in Rancho Cordova CA

What is the Cost of Housing in Rancho Cordova?

Since you are shopping for a home, the number you are probably most interested in right now is the cost for housing.

On that scale, with the US average again at 100, the rating for California is 239.1—way above the US average.

But the rating for Rancho Cordova is just 152.9. So, that is again much less expensive than most locations in CA.

In dollar figures, Sperling’s has the US average home cost at $291,700. The median home cost for California is $684,800. The median home cost for Rancho Cordova is $476,300.

So, you can save a lot of money buying a home in Rancho Cordova compared to many other places in California.

Taxes in Rancho Cordova CA

Taxes in Rancho Cordova

California has more state income tax brackets than a lot of states, and quite a wide span between them.

In 2021, there were 9 tax brackets ranging between 1% and 13.3%.

A lot of other states start their tax brackets much higher. So, that is good news for many earners, who may be able to save on taxes versus what they would pay in other states.

Employment Opportunities in Rancho Cordova CA

Employment Opportunities in Rancho Cordova

The median household income in 2016-2020 in Rancho Cordova was $69,963 according to the US Census.

The Census reported that the median household income nationwide for 2019 was $65,712.

That means that if you are living in Rancho Cordova, you might earn a slightly higher income than you would elsewhere.

Top employers in Rancho Cordova include the State of California, Centene, Delta Dental, the Sacramento County Office of Education, Franklin Templeton Investments, VSP Global, Foundation Health Special Services, J P Aerospace, Mather Aerospace Modelers Inc. and Dignity Health.

As you can see, the aerospace industry is a big deal in Ranch Cordova and Sacramento. In fact, that is one of the major reasons a lot of people end up moving to the area.

Education in Rancho Cordova CA

Rancho Cordova Education

There are four different school districts operating in Rancho Cordova. These include the Folsom-Cordova Unified School District, Elk Grove Unified School District, San Juan Unified School District and Sacramento Unified School District. A mix of public and private schools are available.

Higher education is a big deal around here. That is great news if you have older kids or if you want to return for higher education yourself at some point. Some of the colleges that are in the area include Folsom Lake College, California Northstate University, InterCoast College, Pacific Union College, Sierra College, Solano College, Cosumnes River College, Carrington College, American River College and more.

It is also not too far to head to the city of San Jose for additional options for attending university.

Getting Around in Rancho Cordova CA

Getting Around Rancho Cordova

Most people get around the Rancho Cordova area in their vehicles. But there are also four light rail stations in Rancho Cordova. Another option is the SacRT SmaRT Ride shuttle service. You can also use the Rancho CordoVan Shuttle Service.

You might be wondering what it is like to commute in this city. Sperling’s reports that 78.5% of people in Rancho Cordova drive their own cars to work and back. 9% carpool. 4.4% work from home, while 3.2% use mass transit. The work at home percentage has likely increased in the past few years.

The average time for a one-way commute in Rancho Cordova is 25.6 minutes. The US average is 26.4 minutes, which means you can save a little time commuting in Rancho Cordova.

Good Weather in Rancho Cordova CA

How is the Weather in Rancho Cordova?

One of the best things about living in Rancho Cordova is the beautiful weather you get to enjoy. Summer highs can rise to around 93 degrees Fahrenheit, and winter lows can drop to about 39 degrees Fahrenheit. There are around 20 inches of rain each year, and no snow.

Sperling’s has a comfort index for climate where 10 is the most comfortable possible climate. On that scale, the rating for Rancho Cordova is 8.3. That is significantly more comfortable than the US average of 7.

Leisure and Entertainment in Rancho Cordova CA

Leisure and Entertainment in Rancho Cordova

While you are enjoying the lovely weather in Rancho Cordova, you can also take advantage of the city’s many amenities and attractions.

This area is a great one to move to with a family, as many attractions are aimed at kids. Some of these include the Sacramento Children’s Museum, Hagan Community Park and a range of game and entertainment centers.

In downtown Sacramento, you will find additional attractions like the Crocker Art Museum, California State Railroad Museum, Sutter’s Fort State Historic Park, Stanford Mansion, California State Capitol Museum, Fairy Tale Town, the Effie Yeaw Nature Center, the Sacramento History Museum, the Old Sacramento Waterfront, and Sacramento Zoo.

Are you a sports fan? Professional teams you can cheer on in Sacramento include Sacramento Republic FC, the Sacramento Kings, and the Sacramento River Cats.

If the performing arts are more what you are into, then take in a show from the Sacramento Philharmonic Orchestra or the Sacramento Ballet.

Want to get away from the hustle and bustle of city life? Consider paying a visit to nearby Folsom Lake State Recreation Area or Clear Lake State Park.

With so many different activities in this area, there truly is something for everyone in and around Rancho Cordova. And let’s not forget about all the amazing shopping and dining!

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Move Into Your Rancho Cordova Dream Home

Are you ready to move into a beautiful home in Rancho Cordova? Please contact us today at (916) 669-1682 to schedule your consultation. We also work with borrowers in Gold River, and throughout Sacramento, El Dorado, Placer, San Joaquin and Stanislaus Counties. We can also help you anywhere in California.