Living in Rancho Cordova

If you are moving to Rancho Cordova, you are probably wondering what it will be like to live in this city in the Sacramento Metropolitan Area.

In this post, we will go over the cost of living in Ranch Cordova, employment, education, weather, leisure and entertainment, and more. As you will discover, this is a cost-effective area that is offering great opportunities.



Cost of Living in Rancho Cordova CA

What is the Cost of Living in Rancho Cordova?

Rancho Cordova is quite an affordable city to live in. For data on the cost of living, we can take a look at Sperling’s Best Places.

Sperling’s has an index for cost of living where the US average is 100. If a rating is above 100, it is higher than the US average cost of living. If it is below 100, it is lower than the US average cost of living.

On that index, Rancho Cordova’s overall rating for cost of living is 121.2. But to put that in context, you need to look at the rating for California as a whole, which is 149.9. That means that as California communities go, Rancho Cordova is incredibly reasonable.

Sperling’s offers more information in the form of a breakdown across different categories. Groceries, housing, utilities and transportation in Rancho Cordova all are more affordable than they are for CA as a whole. Utilities and healthcare are also more affordable in Rancho Cordova than they are for the US on average.

Housing Cost in Rancho Cordova CA

What is the Cost of Housing in Rancho Cordova?

Since you are shopping for a home, the number you are probably most interested in right now is the cost for housing.

On that scale, with the US average again at 100, the rating for California is 239.1—way above the US average.

But the rating for Rancho Cordova is just 152.9. So, that is again much less expensive than most locations in CA.

In dollar figures, Sperling’s has the US average home cost at $291,700. The median home cost for California is $684,800. The median home cost for Rancho Cordova is $476,300.

So, you can save a lot of money buying a home in Rancho Cordova compared to many other places in California.

Taxes in Rancho Cordova CA

Taxes in Rancho Cordova

California has more state income tax brackets than a lot of states, and quite a wide span between them.

In 2021, there were 9 tax brackets ranging between 1% and 13.3%.

A lot of other states start their tax brackets much higher. So, that is good news for many earners, who may be able to save on taxes versus what they would pay in other states.

Employment Opportunities in Rancho Cordova CA

Employment Opportunities in Rancho Cordova

The median household income in 2016-2020 in Rancho Cordova was $69,963 according to the US Census.

The Census reported that the median household income nationwide for 2019 was $65,712.

That means that if you are living in Rancho Cordova, you might earn a slightly higher income than you would elsewhere.

Top employers in Rancho Cordova include the State of California, Centene, Delta Dental, the Sacramento County Office of Education, Franklin Templeton Investments, VSP Global, Foundation Health Special Services, J P Aerospace, Mather Aerospace Modelers Inc. and Dignity Health.

As you can see, the aerospace industry is a big deal in Ranch Cordova and Sacramento. In fact, that is one of the major reasons a lot of people end up moving to the area.

Education in Rancho Cordova CA

Rancho Cordova Education

There are four different school districts operating in Rancho Cordova. These include the Folsom-Cordova Unified School District, Elk Grove Unified School District, San Juan Unified School District and Sacramento Unified School District. A mix of public and private schools are available.

Higher education is a big deal around here. That is great news if you have older kids or if you want to return for higher education yourself at some point. Some of the colleges that are in the area include Folsom Lake College, California Northstate University, InterCoast College, Pacific Union College, Sierra College, Solano College, Cosumnes River College, Carrington College, American River College and more.

It is also not too far to head to the city of San Jose for additional options for attending university.

Getting Around in Rancho Cordova CA

Getting Around Rancho Cordova

Most people get around the Rancho Cordova area in their vehicles. But there are also four light rail stations in Rancho Cordova. Another option is the SacRT SmaRT Ride shuttle service. You can also use the Rancho CordoVan Shuttle Service.

You might be wondering what it is like to commute in this city. Sperling’s reports that 78.5% of people in Rancho Cordova drive their own cars to work and back. 9% carpool. 4.4% work from home, while 3.2% use mass transit. The work at home percentage has likely increased in the past few years.

The average time for a one-way commute in Rancho Cordova is 25.6 minutes. The US average is 26.4 minutes, which means you can save a little time commuting in Rancho Cordova.

Good Weather in Rancho Cordova CA

How is the Weather in Rancho Cordova?

One of the best things about living in Rancho Cordova is the beautiful weather you get to enjoy. Summer highs can rise to around 93 degrees Fahrenheit, and winter lows can drop to about 39 degrees Fahrenheit. There are around 20 inches of rain each year, and no snow.

Sperling’s has a comfort index for climate where 10 is the most comfortable possible climate. On that scale, the rating for Rancho Cordova is 8.3. That is significantly more comfortable than the US average of 7.

Leisure and Entertainment in Rancho Cordova CA

Leisure and Entertainment in Rancho Cordova

While you are enjoying the lovely weather in Rancho Cordova, you can also take advantage of the city’s many amenities and attractions.

This area is a great one to move to with a family, as many attractions are aimed at kids. Some of these include the Sacramento Children’s Museum, Hagan Community Park and a range of game and entertainment centers.

In downtown Sacramento, you will find additional attractions like the Crocker Art Museum, California State Railroad Museum, Sutter’s Fort State Historic Park, Stanford Mansion, California State Capitol Museum, Fairy Tale Town, the Effie Yeaw Nature Center, the Sacramento History Museum, the Old Sacramento Waterfront, and Sacramento Zoo.

Are you a sports fan? Professional teams you can cheer on in Sacramento include Sacramento Republic FC, the Sacramento Kings, and the Sacramento River Cats.

If the performing arts are more what you are into, then take in a show from the Sacramento Philharmonic Orchestra or the Sacramento Ballet.

Want to get away from the hustle and bustle of city life? Consider paying a visit to nearby Folsom Lake State Recreation Area or Clear Lake State Park.

With so many different activities in this area, there truly is something for everyone in and around Rancho Cordova. And let’s not forget about all the amazing shopping and dining!

See What Our Clients Are Saying About Us!

Brian and Kim were so great to work with! Their guidance through the pre-qualification and mortgage made that aspect of buying a home less difficult than we had anticipated. They were organized and informative on each step of the process. Brian worked multiple times after hours when offers came up and negotiations took place. He provided easy to read spread sheets and revised them as changes developed. Even a call one evening to check in during our house hunt gave me inspiration to hang in a little longer, the right house will come up. It did the next day. We weren’t just clients, we felt they personally cared about our home buying experience. Thanks Brian, Kim and Team!!
Brian and his team were knowledgeable and responsive, always available to answer questions and provide updates. Documentation was handled efficiently, and everything stayed on track with the timeline that was initially outlined.
Brian and Megan were great to work with! They worked through some complicated issues to be sure that we got the best rate and helped us jump through some last-minute hoops to be sure that everything closed on time. I can't thank you enough!
Brian and his team were very responsive and went above and beyond to make the mortgage process easy and stress-free. He took time explaining the closing process, and created tables of possible down payments vs. monthly mortgage to make it clear what the options were. Very friendly and hands-on.
The whole team at Mortgage Consultants Group were so helpful in the process of buying our home. We originally reached out to Brian in 2021 and he helped us with direction and options. We weren't quite ready at that time and when we reached out to him again in 2025, him and his team, specifically Kim really took the time to answer all our questions and help us get prepared to purchase a home. This process took about a year, and the team was so patient and supportive. We are so grateful that we are now homeowners and we chose to use Mortgage Consultants Group. Would absolutely recommend, 10 out of 10.
Easy and Swift Brian and his team really worked for me to get the best rate. They suggested different options and their recommendations. Honestly, they made what could have been a tasking and exasperating experience one of the easiest and reassuring experience that we have had in any transaction in a home or even buying a car. NO HASSELS
review I have used Brian Musket’s services many times over the years; he is excellent! I wouldn’t use anyone else. He is extremely professional and shows a lot of patience during this overwhelming process buying a home. I would highly recommend anyone buying a home to use Brian has their lender.
I recently worked with Brian Musket, Branch Manager at Mortgage Consultants Group, and his loan processor Kim DeSanto, and I couldn’t be happier with the experience. I had a tricky scenario that required careful timing and decisive action, and they handled everything flawlessly. Brian and Kim were incredibly responsive, insightful, strategic, and kind throughout the entire process. They kept me informed at every step, anticipated what needed to happen next, and made sure I felt supported and confident the whole way through. This was truly the best loan experience I’ve had to date, and I felt completely in great hands from start to finish. I highly recommend Brian, Kim, and the entire Mortgage Consultants Group team, and I genuinely look forward to working with them again in the future.
MCG set up my loan and there was very little hassle. They walked me through the process start to finish and made sure I had everything I needed to finish the process. Recommended!!
Brian and his team go above and beyond to take care of me and my family. They are helpful, kind, and very knowledgable. If you have a problem, they will listen intently and troubleshoot accordingly. I cannot recommend them enough!
I truly can't think Brian and Kim enough for how much they helped me with the purchase of my home. They took the time to understand my financial situation and presented a variety of options to help me with my purchase. They were very responsive to all my questions and helped me close my property very quickly. I would definitely work with Brian and Kim again in the future!
Brian and Kim were nothing short of amazing! Brian is very detail oriented and explained things in a way I could understand. He was patient and followed up on every detail and question. I will definitely continue working with him and his team. He listened to what I needed and ensured I was comfortable thru the process. I am forever grateful for his insight
Both Brian and Kim were excellent to work with. They gave me several options and I didn't feel pushed to go a certain way. This is like my third loan through Brian. They were both the Best of the Best and I would never go anywhere else as long as they were around. Very Professional, caring and friendly people who really care about you and all of your needs. I would highly recommend both of them over and over. I have friends that I recommended to them who were also very pleased. Thank you both so very much!!
I actually asked these guys if I could do a review, that's how amazing they are, I normally don't go out of my way to do reviews. But these days, personalized, caring service is hard to find, not to mention finding anyone that will go above and beyond for you. This is OLD FASHIONED service the way it used to be (I'm dating myself), but in all seriousness it's almost impossible to find the kind of service Brian and Kim provide anymore. They have now helped me with three transactions, and there was some difficulty with my situation in two of them, but they kept at it until they got all the deals done. I can be a pain in the butt as a customer and expect to be treated right, but these guys exceed my expectations and that's almost impossible to do. Use them!!!
Brian and every member of his team are very professional and prompt. They kept me informed throughout the process and made sure to set right expectations. I am satisfied with the service I have received and definitely recommend them.
Brian Musket and his team are extremely professional. Brian is a great communicator and his attention to detail during the entire process was fantastic. Brian’s integrity, knowledge of the industry, customer service and solutions orientated approach provided the foundation for a great experience during the loan process.
My experience working with Brian Musket and his team was grate, Me and my family spent a lot of time waiting to find a good team to work with and the wait was worth it, they helped me on every step and was always there when I had a question or anything else. I highly recommend Brian musket and team thanks again.
Thank you so much Brian and Kim for all that you did for me in helping me buy my rental home. I would highly recommend you guys to anybody in need of your services. Thanks again!
Brian and his team are the most amazing ever! They went above and beyond for me. Brian is so detailed oriented and cares about every little thing to get you in the best scenario possible. This is someone you can trust and who you want behind you when doing something so big in your life. I can not recommend him enough. Thank you Brian!! Here is my review for my refinance experience a year later: Brian and Kim were absolutely incredible! They made our refinance experience so easy, and they were incredibly knowledgeable in order to point us in the right direction. They saved us so much money and answered all of our questions no matter how busy they were. This is the true definition of great customer service!!! Thank you Brian and Kim for everything!!
Excellent customer service. Very responsive and helpful. Highly recommend!!

Brian, Kim, and Mitzie all did an amazing job on helping my wife and me purchase our first home. I would recommend them to any, and everyone and appreciate all the hard work they put into our process! Thanks guys!

Fantastic people and GREAT SERVICE! Love working with these people. Thank you!

They were great on explaining everything and was always there for any questions I had.

Really felt like the team was on my side and were always available. For a first time experience I don't think it could have gone better thanks to Brian and team!

Smooth and easy, he is very knowledgeable and ready to help every way possible. His whole team is the dream team.

I really appreciate Brian, Katie, and Mitzi, the way they have communicated. I really impressed with their dedication on my loan processing. I am truly grateful for all their help..

I explained my goals and was presented with multiple options. Brian and his team made the process stress free and was well executed. Any questions or concerns I had were quickly addressed.

As a new homeowner, there’s a lot of terms and processes that I don’t understand but with Brian Musket and his team, I immediately felt comfortable and trusted them through the process. I’ve recommended Brian to several people since buying my home.

Brian, Katie, and Mitzi were all terrific to work with. Always responsive and addressed my questions and concerns immediately. I always was informed of each step and what to expect next. Thank you for helping me get the home I wanted and in less than 30 days!

All went smooth and as expected, with a minor delay in final signing but not a result of anyone or anything on Brian's Team. I have no other comments on this.

Move Into Your Rancho Cordova Dream Home

Are you ready to move into a beautiful home in Rancho Cordova? Please contact us today at (916) 669-1682 to schedule your consultation. We also work with borrowers in Gold River, and throughout Sacramento, El Dorado, Placer, San Joaquin and Stanislaus Counties. We can also help you anywhere in California.