Refinance in California

If you want to reduce your interest rate or make other improvements to your existing home loan, one option you have is to refinance.

Mortgage Consultants Group can help you refinance your home loan quickly and smoothly so you can start saving.

What are the Benefits of Refinancing?

It might be possible to reduce your interest rate.

You can change an adjustable rate mortgage to a fixed rate mortgage, or vice versa.

Stop paying for mortgage insurance if you have enough equity.

Extend your loan term.

Consolidate high interest debts.

Could the Time Be Right for a Refinance?

It can be challenging on your own to know when it is the right time to refinance. Following are some examples of scenarios where refinancing could pay off:

  • When interest rates have gone down or your qualifications have gone up, refinancing could lead to paying a lower rate.
  • If you have a fixed rate loan and are moving in the next few years, refinancing to an ARM could help you save.
  • When you are paying for mortgage insurance but could now qualify for a mortgage without it, you can save a lot of money with a refinance.
  • If your income has gone down, refinancing to a longer term can help you keep up.
  • When your adjustable rate is climbing ever higher, you can put a stop to it with a refinance to a fixed rate.

See What Our Clients Are Saying About Us!

Brian, Kim, and Mitzie all did an amazing job on helping my wife and me purchase our first home. I would recommend them to any, and everyone and appreciate all the hard work they put into our process! Thanks guys!

Fantastic people and GREAT SERVICE! Love working with these people. Thank you!

They were great on explaining everything and was always there for any questions I had.

Really felt like the team was on my side and were always available. For a first time experience I don't think it could have gone better thanks to Brian and team!

Smooth and easy, he is very knowledgeable and ready to help every way possible. His whole team is the dream team.

I really appreciate Brian, Katie, and Mitzi, the way they have communicated. I really impressed with their dedication on my loan processing. I am truly grateful for all their help..

I explained my goals and was presented with multiple options. Brian and his team made the process stress free and was well executed. Any questions or concerns I had were quickly addressed.

As a new homeowner, there’s a lot of terms and processes that I don’t understand but with Brian Musket and his team, I immediately felt comfortable and trusted them through the process. I’ve recommended Brian to several people since buying my home.

Brian, Katie, and Mitzi were all terrific to work with. Always responsive and addressed my questions and concerns immediately. I always was informed of each step and what to expect next. Thank you for helping me get the home I wanted and in less than 30 days!

All went smooth and as expected, with a minor delay in final signing but not a result of anyone or anything on Brian's Team. I have no other comments on this.

Refinance in Rancho Cordova or Beyond

Figuring out whether you need a refinance or if there are other options worth looking into is easier when you have Mortgage Consultants Group on your side. To get started, please contact us today at (916) 669-1682 to schedule your consultation. We work with customers in Rancho Cordova, Gold River and throughout Sacramento, El Dorado, Placer, San Joaquin and Stanislaus Counties. We can also serve you elsewhere in California.