Purchasing a home in Rancho Cordova or anywhere in the state of California means applying for a home loan.
The right mortgage will help you maximize your return on your home investment and build wealth.
Mortgage Consultant Groups can connect you to many different types of home loans, each suited to different needs and goals.
You can buy a home with no down payment and with easy credit qualifications if you are a veteran, active duty service member or eligible surviving spouse Ask us about loans guaranteed by the Department of Veterans Affairs.Learn More
Purchasing a home with a mortgage backed by the Federal Housing Administration may be a suitable option if you want a low down payment, easy credit qualifications, and affordable rates.Learn More
A conventional home loan is a mortgage that does not have a guarantee from a government agency like the FHA, VA or USDA. Borrowers applying for conventional loans are typically thinking of conforming loans, which also fit within Fannie Mae and Freddie Mac loan limits.Learn More
If the limits for conforming conventional loans are too low for your needs, you can apply for a non-conforming mortgage, which can be referred to as a “jumbo” loan.Learn More
Consider applying for this mortgage program backed by the US Department of Agriculture if you are shopping for a home in rural California and meet the income requirements. Moving into a home with zero down and affordable rates along with easy qualifications are just some of the benefits of USDA mortgages.Learn More
Homebuyers who work for themselves can apply for loans using bank statements as an income verification option instead of W-2 forms.Learn More
Combine home purchase and renovation costs in one simple, streamlined mortgage product to purchase the fixer-upper of your dreams.Learn More
We offer HomeStyle Renovation loans and CHOICERenovation loans.Learn More
Quite a few options exist for choosing a loan to buy your first home. Ask us for personalized recommendations during your consultation. We will be glad to explain different lending products to you in detail and their pros and cons given your scenario.Learn More
We can help you to purchase a second home or vacation home with a flexible and competitive mortgage.Learn More
Weigh these factors when you are deciding on what type of home loan to choose:
You can share all of this information with us in your consultation, and we can help you understand how these factors can impact your application for a mortgage.
Brian, Kim, and Mitzie all did an amazing job on helping my wife and me purchase our first home. I would recommend them to any, and everyone and appreciate all the hard work they put into our process! Thanks guys!
Really felt like the team was on my side and were always available. For a first time experience I don't think it could have gone better thanks to Brian and team!
Smooth and easy, he is very knowledgeable and ready to help every way possible. His whole team is the dream team.
I really appreciate Brian, Katie, and Mitzi, the way they have communicated. I really impressed with their dedication on my loan processing. I am truly grateful for all their help..
I explained my goals and was presented with multiple options. Brian and his team made the process stress free and was well executed. Any questions or concerns I had were quickly addressed.
As a new homeowner, there’s a lot of terms and processes that I don’t understand but with Brian Musket and his team, I immediately felt comfortable and trusted them through the process. I’ve recommended Brian to several people since buying my home.
Brian, Katie, and Mitzi were all terrific to work with. Always responsive and addressed my questions and concerns immediately. I always was informed of each step and what to expect next. Thank you for helping me get the home I wanted and in less than 30 days!
All went smooth and as expected, with a minor delay in final signing but not a result of anyone or anything on Brian's Team. I have no other comments on this.
Are you ready to move forward with your home purchase with a competitive loan? Please contact us today at (916) 669-1682 to schedule your consultation. We work with customers in Rancho Cordova, Gold River and throughout Sacramento, El Dorado, Placer, San Joaquin and Stanislaus Counties. We can also connect you with a loan elsewhere in California.
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© 2022 Mortgage Consultants Group a Division of American Pacific Mortgage Corporation, NMLS 1850. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.